Industry — Financial Services

FINTRAC, OSFI, and CIRO compliance on Canadian infrastructure.

Financial advisors, investment dealers, and financial institutions in Canada have among the most demanding compliance obligations for document retention and client information security.

Regulatory Environment

Multi-regulator compliance, one platform.

Canadian financial services firms are simultaneously regulated by FINTRAC (AML/ATF record-keeping), OSFI (technology risk management for federally regulated institutions), CIRO, and provincial securities commissions. SecureVault provides compliant document infrastructure across all of these frameworks — with records stored exclusively in Canada.

FINTRAC OSFI B-10 CIRO PIPEDA CSA

⚠ CLOUD Act Risk

US cloud providers — including those with Canadian data centres — are subject to the US CLOUD Act. Federal agencies can compel disclosure of your clients' data without your knowledge or consent. For regulated professionals, this creates real professional liability. SecureVault is a Canadian company operating exclusively under Canadian law.

SecureVault provides

  • 100% Canadian server infrastructure
  • AES-256 encryption at rest and in transit
  • Immutable audit trail for all file access
  • Signed Data Processing Agreements
  • No US CLOUD Act exposure — ever
Compliance Requirements

What your regulators expect.

FINTRAC Record-Keeping

FINTRAC requires reporting entities to keep KYC, transaction, and suspicious activity records for 5–7 years. SecureVault Managed Archiving automates retention scheduling and provides search for regulatory examinations.

OSFI Technology Risk

OSFI's B-10 guideline on technology and cyber risk requires federally regulated entities to manage third-party technology risk. SecureVault provides Canadian data residency documentation and a DPA for your OSFI compliance file.

CIRO Suitability Records

CIRO requires dealers to retain client suitability and KYP documentation. SecureVault stores these records securely with complete access logs for dealer examinations.

Discuss your regulatory requirements.

Book a 20-minute call — we'll walk through your specific compliance obligations and how SecureVault addresses them.

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